When Your World Changes, Your To-Do List Shouldn't Feel Like a Crisis.
If you’re navigating divorce, widowhood, or another major life transition, it’s normal to feel completely overwhelmed, especially when important money decisions suddenly feel urgent and unfamiliar.
In these moments, financial conversations often move too fast or feel impersonal. You may be experiencing:
The Weight of Uncertainty: Feeling like you need to have all the answers before you even begin.
Emotional Exhaustion: Feeling anxious, overwhelmed, or even afraid to look at your finances while managing a life-altering event.
You don’t need more pressure; you need the space to breathe and understand your options.
Clarity is the Foundation of Confidence.
Imagine stepping into your next chapter at a pace that feels right for you. Financial confidence doesn’t require having everything figured out today; it begins with a single conversation.
Picture a future where you can:
Move forward with confidence, knowing you have a clear understanding of your financial picture.
Build long-term stability and independence for yourself and your family.
Make informed decisions without rushing or feeling judged.
Feel capable and supported as you transition from uncertainty to a secure foundation.


A Steady Path Forward: Thoughtful Planning for Women in Transition.
I help women and families gain clarity and confidence around their finances so they can build a secure future. This work is collaborative and deeply respectful of your unique situation.
How We Work Together:
One step at a time
We address what feels most important right now while keeping your long-term goals in mind.
A Judgment-Free Zone
This is a space where your questions are welcomed and your concerns are respected.
Comprehensive Support
From understanding where you are today to creating a foundation for long-term security.
Who This Is For

Women and families navigating divorce or separation.

Those are experiencing a major life or financial transition who seeks calm, expert guidance.

Those adjusting to life after the loss of a spouse.
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Guidance Grounded in Compassion.
Hi, I'm Jan Farquharson. I believe women deserve financial guidance that feels steady, compassionate, and clear, especially during life’s transitions. Moments like a new job, marriage, children, or even divorce, loss, or major change can leave little room for confusion or pressure, yet financial conversations often move too fast or feel impersonal.
My approach is grounded in the belief that when women are given space to understand their finances without judgment or urgency, they gain not only clarity but also confidence. This work is about creating that space: one where you feel supported, informed, and capable of making decisions that truly serve you and your family.

Frequently Asked Questions
(Common questions about financial planning for women and families during major life and financial transitions)

